Foreclosure Activity has increased over the past 5 months and will continue. Short Sales are becoming the norm in Utah. Struggling homeowners need to know there are options. 7 out of 10 homeowners lose their home as they were unaware there were any options.

These are Suggestions if you want to stay in your home

1. Call your lender ASAP and inquire as to what options are available(these will vary as everyone has a different situation)

2. Call a HUD Counselor in your local area. (Services are Free)

If Staying in your home is not an Option:

1. Short Sale - Find a Realtor experienced in this arena. Ask the following: What if any certifications do you have? (CDPE and FIS certification is backed by the NAR and Re/Max) How may Short Sales have then done this year? What is their success rate? Ask for current client and past referrals.

2. Bankruptcy- Find an Attorney who specializes in this arena.

3. Deed in Lieu: Find an Attorney who specializes in this arena so your best interests are protected.